Buyers: your next home starts here.
Top 8 Ways to Get Ready to Buy a Home
1. Get your financial house in order.
Know your numbers: income, debt, credit score, and how much you’re comfortable spending each month.
2. Get pre-approved, not just pre-qualified.
This is your golden ticket. It shows you’re serious and tells you exactly what budget you’re working with.
3. Define your must-haves vs. nice-to-haves.
Be honest about what you actually need in a home versus what would simply be fabulous.
4. Explore neighborhoods like it’s your new part-time job.
Schools, restaurants, commute time, overall vibe — it all matters.
5. Set aside funds for more than the down payment.
Think closing costs, inspections, appraisal, moving, and those “surprise-but-not-really” home expenses.
6. Avoid big financial moves.
No new cars, no new credit cards, no wild shopping sprees. Keep things steady until you close.
7. Get comfortable with the market.
Know the pace, competitiveness, and pricing trends so you’re ready to make smart, confident decisions.
8. Choose the right agent (me, duh!).
You want someone who understands your goals, advocates fiercely, and makes the process feel human — not overwhelming.